Geo

Standard Service Fees

MONEY TRANSFERS

Money TransfersUniversal Active Account / Active Account ServiceStandard Account Service
 BranchIBBranchIB
Transfers in local currency0.15% min. GEL 6Free0.15% min. GEL 60.07%, min. GEL 1
Fast transfers in local currency up to 10 000 GEL / RTGS 1-Free-0.1%, min. GEL 1
Transfers among ProCredit Bank Georgia branches/Service PointsGEL 2 FreeGEL 2 Free
Transfers among Customer's accountsFree
USD  0.3%, min. USD 25, max. USD 5000.16 % min.USD 12, max. USD 1500.3%, min. USD 25, max. USD 5000.16 % min.USD 12, max. USD 150
EUR0.3%, min. EUR 25, max. EUR 500 EUR  8 0.3%, min. EUR 25, max. EUR 500 EUR  8 
GBP / CHF0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency0.2 %, min. EUR 20, max. EUR 150 or equivalent amount in the transfer currency0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency0.2 %, min. EUR 20, max. EUR 150 or equivalent amount in the transfer currency
RUB0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency
Utility and Other Payments-Free-According to established tariffs
(see Utility & Other Payments)
Transfers in a foreign currency with the guarantee of full ammount being credited to the beneficiary's accountActive Account ServiceStandard Account Service
BranchIBBranchIB
USDUSD 25 added to the transfer fee
EUR 0.3%, min. EUR 50, max. EUR 500If the recipient country is  Germany - EUR 12. For other country's - EUR 200.3%, min. EUR 50, max. EUR 500If the recipient country is  Germany - EUR 12. For other country's - EUR 20
GBP / CHF 0.3%, min. EUR 50, max. EUR 500, or equivalent amount in the transfer currency0.2 %, min. EUR 45, max. EUR 500 or equivalent amount in the transfer currency0.3%, min. EUR 50, max. EUR 500, or equivalent amount in the transfer currency0.2 %, min. EUR 45, max. EUR 500 or equivalent amount in the transfer currency
RUBEUR 25 added to the transfer fee
ProPay Transfers 2Active Account ServiceStandard Account Service
BranchIBBranchIB
USD USD 8 Free USD 8  USD 5
EUREUR 8EUR 8EUR 2.5
1.  Accelerated transfers in the national currency shall only be carried out through Internet Banking. 
2.  Transfers are possible if the recipient bank is a ProCredit Bank in one of the following countries: Bulgaria, Albania, Bosnia, Kosovo, Macedonia, Romania, Serbia, Moldova, Ukraine, Germany. 

SEARCH/CHANGES/CANCELATION FOR TRANSFERS

Search/Changes/Cancelation for  transferUniversal Active Account / Active Account ServiceStandard Account Service
 BranchIBBranchIB
Domestic money transferFree
USD/RURUSD 50 or equivalent  in transfer currency
EUR and other currenciesEUR 50 or equivalent  in transfer currency

CASH OPERATIONS

Cash OperationsUniversal Active Account / Active Account ServiceStandard Account Service
 Branch24/7 Self-Service ZoneBranch24/7 Self-Service Zone
Cash withdrawal from an account 1 
GEL0.6% min  2 GELFree0.6% min  2 GEL0.2 % min  2 GEL
Foreign currency withdrawal0.6% min  2 in same currencyFree0.6% min  2 in same currency0.3 % min  0.3 in same currency
Cash deposition into an account
GELFreeFreeFreeFree
USD/EUR0.2%Free0.2%Free
RUBNegotiable with Treasury and Cash Management Unit-Negotiable with Treasury and Cash Management Unit-
Other currenciesFree-Free-
Replacement of USD and EUR damaged banknotes 3%-3%-
Conversion Operations any currency pairsCommercial Rate of ProCredit Bank
Cash collection 20.2 % (minimum GEL 30) + GEL 3/km/or negotiable
1. Cash withdrawal is free: of charge within the cash limit (cash balance)*; Also within 2 currency unit; Cash withdrawal from the old-type savings deposit.
2. The distance used to calculate the charge is the one-way distance from the Bank’s Central Branch and the destination

PROCREDIT BANK PLASTIC CARD

Plastic CardCard Type
Type of service MasterCard Debit FlexCard ActivePay Sticker
Term of validity (years)32
Price for cardprivate individual60 GEL  1
(Onetime)
20 GEL 2
(Onetime)
Withdrawal from a ProCredit Bank GeorgiaATMfree 
POSfree 
Cash withdrawal from a non-ProCredit Bank in Georgia  ATM1% min 1 GEL equivalent.
The first three withdrawals a month are free of charge.
 
POS2% min 6 GEL 
Cash withdrawal from abroadATM2% min 3 USD 
POS2% min 6 USD 
Card-based payment transaction fee FreeFree
Cash deposits via ProCredit Bank Georgia ATMFree 
Minimum balance requirementNoNo
A daily quanitative limit for transactions executed through ATM 310 
A daily quanitative limit for transactions executed through POS terminal/Internet 42020
A daily quanitative limit for cash deposit transactions executed through ProCredit Bank ATM10 
Cash withdrawal daily limit at an ATMATM /
Universal ATM
GEL 5,000 equivalent 
ATM Universal +GEL 30,000 equivalent 
The daily limit for card payment transaction (including the cash withdrawal from  POS terminals) GEL 15,000 equivalentGEL 5,000 equivalent
The one-time limit for payment operation without Pin in ProCredit Bank's Pos-Terminals for contactless cards 5GEL 50 equivalentGEL 50 equivalent
The daily limit for contactless cards payment operations without Pin GEL 500 equivalentGEL 500 equivalent
Cash deposit limit via ATMUniversal ATMGEL 20 000 equivalent 
ATM Universal +GEL 50 000 equivalent 
ATM cash withdrawal limit change (increase /decrease).
Maximum term 1 month
(X limit is given in GEL)
ATM /Universal ATMFree of charge for one day
2 500 ≤ X ≤ 5 000  Free
5 000 < X ≤ 10 000  10 GEL
10 000 < X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000  Free
 
ATM Universal +Free of charge for one day
2 500 ≤ X ≤ 30 000  Free
30 000 < X ≤ 50 000  30 GEL
 
ATM cash deposit limit change  (increase / decrease).
(X limit is given in GEL).
Maximum term 7 days
Universal ATM /
ATM Universal +
50 000 < X ≤ 300 000
Free
 
Change of the limit for card payments                                                      Maximum term 1 month
(X limit is given in GEL)
15 000 ≤ X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000  30 GEL
 
Change of the daily limit of payment operations for contactless cards without Pin.
Maximum amount 500 GEL; maximum term 1 month 
FreeFree
Change Card's Pin-Code1 GEL1 GEL
Daily penalty for unauthorized overdraft0.15%0.15%
Card blockage (in local network)FreeFree
Putting the card on an international stop-list 650 USD 
Cash withdrawal from any other bank card with ProCredit Bank POS terminal1% min 2,5 USD  
Cash withdrawal in ProCredit Bank ATMs of Georgia with the card not issued on the territory of GeorgiaEUR 8 (eq.in other currency)  
One-time cash withdwaral limit in ProCredit Bank's ATMs with any other bank card 500 GEL/USD/EUR  

1. One active VISA Classic FlexCard is free of charge for active account holder. 
2. One active  MasterCard Debit FlexCard  is free of charge for clients with Active Account Service and Universal Active Account.
3. Transactions include: cash withdrawal, checking of the balance, printing out of account statement.
4. Transactions include: cash withdrawal, checking of the balance, printing out of account statement.
5. The one-time limit for payment operation without Pin in ProCredit Bank's Pos-Terminals for contactless cards
6. Putting a card on international stop-list will case full blockage of the card. A plastic card is put on the list according to a specific region (e.g. Europe, USA/Canada, Africa) for a two-week period.

INTERNET BANKING

Internet-Banking ServiceUniversal Active Account / Active Account ServiceStandard Account Service
Standart package
Standart package registration-Free
Monthly service fee-Free
Full package
Registration TAN generation device/facility
SMS CODEFreeFree
Mobile TokenGEL 5  GEL 5
DigipassGEL 40GEL 40
Monthly service fee
With one different TAN generation device FreeGEL 1.5
With two or more similar TAN generation devices GEL 1.5Free
Transfer Limits
Limit per transfer by "SMS CODE" GEL 10 000 or equivalent amount in foreign currency
Limit per day's transfers "SMS CODE" GEL 20 000 or equivalent amount in foreign currency
Limit per transfer by other deviceWithout limit
Daily limit for utility and other payments for a standard packageGEL 1000
Issuance of a New DigiPass if the old one is lost/damaged GEL 40

SMS SERVICE

SMS ServiceUniversal Active Account / Active Account ServiceStandard Account Service
 BranchIBBranchIB
SMS Service registrationFreeFree
SMS Service Monthly Fee GEL 1 1 GEL 1
1. Free for one subscriber (one mobile number).

STANDING ORDERS

Standing OrdersUniversal Active Account / Active Account ServiceStandard Account Service
 BranchIBBranchIB
Registration of Standing OrdersFreeFree
Standing Order service monthly feeGEL 1

ADDITIONAL SERVICE

Additional ServiceUniversal Active Account / Active Account ServiceStandard Account Service
 BranchIBBranchIB
Issuing information from ArchiveOne transaction day documents for clients  with accounts - GEL 10; for clients with closed accounts - GEL 30 -One transaction day documents for clients  with accounts - GEL 10; for clients with closed accounts - GEL 30 -
Printing out and issue of documens from the program10 documents per month are free, GEL 0.50 for each subsequent documentFree10 documents per month are free, GEL 0.50 for each subsequent documentFree
Issuing a Telephone Pin Code Free-Free-
Issuing a standard certificate GEL 10 FreeGEL 10 Free
Issuing nonstandard certificate;  Issuing certificate for closed accounts  GEL 30 -GEL 30 -
Postage Actual expenses-Actual expenses-
Escrow Account ServiceActive Account ServiceStandard Account Service
Escrow Account Service Fee1 % min GEL 100 max GEL 5000
AcquiringActive Account ServiceStandard Account Service
Commission fee from every transaction, performed with a plastic card on POS terminals of JSC "ProCredit Bank Georgia" at the Client's sales/service outleOn every transaction performed with a card issued by JSC "ProCredit Bank Georgia" - 1.7% of the transaction amount
On every transaction performed with a card issued by other issuing bank - 2.5% of the transaction amount

 All necessary details for the performance of payment orders

UTILITY AND OTHER PAYMENTS

UTILITY AND OTHER PAYMENTSInternet Banking 1Pay Box
UTILITY PAYMENTS
ELECTRICITY
TelasiGEL 0.5GEL 0.5
ENERGO-PRO GEORGIAGEL 0.51.8%
min GEL 0.5, max GEL 3
WATER 
Tbilisi WaterGEL 0.5GEL 0.5
Rustavi WaterGEL 0.5GEL 0.5
United Water GEL 0.5GEL 0.5
Batumi WaterGEL 0.5GEL 0.5
CLEANING
Cleaning TbilisiGEL 0.5GEL 0.5
ENERGO-PRO CleaningGEL 0.51.8%
min GEL 0.5, max GEL 3
ENERGO-PRO Batumi CleaningGEL 0.51.8%
min GEL 0.5, max GEL 3
ENERGO-PRO Zugdidi Cleaning---1.8%
min GEL 0.5, max GEL 3
Khashuri CleaningGEL 0.5GEL 0.5
ENERGO-PRO Ozurgeti Cleaning---1.8%
min GEL 0.5, max GEL 3
Kutaisi Municipality CleaningGEL 0.5---
NATURAL GAS
KazTransGaz-TbilisiGEL 0.5GEL 0.5
Varketili GasGEL 0.5GEL 0.5
Didi dighomi GasGEL 0.5GEL 0.5
Mukhiani GasGEL 0.5GEL 0.5
Telav GasGEL 0.5GEL 0.5
KAMARI MGEL 0.5GEL 0.5
Socar Georgia GasGEL 0.5GEL 0.5
JSC.Saqorggas (Akhaltsikhe)GEL 0.5---
MOBILE OPERATORS
Magti, Geocell, Beeline4% max GEL 2Free
GLOBALSCELL4% max GEL 23%
GEOINTERCOM (GOSIM)4% max GEL 2---
GSM TRAVEL TELECOM (GOODLINE)4% max GEL 2Free
TELECOMMUNICATION, INTERNET,TELEPHONE
TELEPHONE
SilknetGEL 0.5GEL 0.5
Akhali kselebi, AkhteliGEL 0.5GEL 0.5
Magti Fix - Phone4% max GEL 2 4%
Caucasus Online  (807)FreeGEL 0.5
JSC MagtiCom _VOIP (20,42,48,50,97 index)FreeGEL 0.5
Global Erty GEL 0.5GEL 0.5
Rustavi Telephone payments, (Georgian Central Corporation of Telecommunication CGC)GEL 0.5GEL 0.5
Lagi---Free
Service 869---1%
INTERNET
Caucasus Online (DSL, Caucasus Link, CANOPY )FreeGEL 0.5
JSC MagtiCom FreeGEL 0.5
Magti Fix - EVDO4% max GEL4%
SilknetGEL 0.5GEL 0.5
Rustavi Telephone paymentsGEL 0.5GEL 0.5
AirNet---GEL 1
Globalcom---Free
Pay net - (Ltd Intelcom Group)---GEL 0-20 - GEL 0.5
GEL 20.01-1000 - GEL 1
ServiceNetGEL 0.51 %
Delta Net---Free
ExtraNet---1 %
MicroNet---1 %
Maximal---Free
TELECISION
Super TVGEL 0.5GEL 0.5
Global TVGEL 0.52%
Silk TV and Silk WaletGEL 0.5GEL 0.5
Caucasus TVGEL 0.5GEL 0.5
Rustavi Telephone paymentsGEL 0.5GEL 0.5
7 CHANNELGEL 0.5GEL 0.5
G N NGEL 0.5GEL 0.5
Black-Sea SATGEL 0.5GEL 0.5
Kvemo Kartli TV-Radio companyGEL 0.5Free
Didgori TV Payments---1 %
Studia TV (TV Payments)---1 %
Magti SAT (Instalation, Maintenance, one time service fee)4% max GEL 2Free
OTHER PAYMENTS
INTERNET SERVICE, COMMERCE, POSTAL SERVICE
INTERNET SERVICE
Serv.ge---1%
Myvideo.ge---1%
Myvideo.ge---4%
COMMERCE
EmoneyFreeFree
UnipayFree1%
VoVoVo.geGEL 0.5 1%
HotSale.ge---Free
Swoop---Free
MyautoFreeFree
MyMarketFreeFree
POSTAL SERVICE
USA2GeorgiaGEL 0.5GEL 1
Amanati + product feeGEL 0.5GEL 1
Amanati+  transportation feeGEL 0.5GEL 1
Gekostar - ASIAPARCEL product feeGEL 0.5GEL 1
VoVoVo.ge---1%
Getit.ge------
Kamex---1%
Express line service---GEL 1
Georgian Post Service------
NEW LINEGEL 0.5GEL 1
LTD "Postalon"GEL 0.5---
BUDGET FEES AND PENALTIES
Tbilisi Transport Company (Parking) GEL 1GEL 1
Tbilisi Transport Company (Penalty ticket service fee)GEL 1GEL 1
Batumi Parking (Parking Payments)GEL 1GEL 1
Administrative penalty feesGEL 1 2GEL 1
CHARITY
Poti and Khobi Monastry---Free
Charity foundation "Iavnana"---Free
The foundation for the aid of prisoners and their families---Free
Manuscript national burro---Free
OTHER PAYMENTS
Oriflame---Free
Faberlic------
GPI HoldingGEL 0.5GEL 0.5
Security Police 125---GEL 1
Georgian Revenue ServiceGEL 1---
Georgian Service NetworkGEL 1---
Nova Technology------
Confirming blank for Loss of the damage or the amount of payment in the form of collateral------
Services provided by the National Registry of Public Registry---GEL 1
The service provided by the Agency of Civil RegistryGEL 1GEL 1
International Black Sea UniversityGEL 0.51.5%
Georgian Technical UniversityGEL 0.51.5%
Samtskhe Javakheti State Teaching UniversityGEL 0.5---
Caucasus UniversityGEL 0.5---
UNISONGEL 0.5GEL 0.5
Levan Samkharauli National Forensics BureauGEL 1GEL 1
Imedi LGEL 0.5GEL 1
National Foof AgencyGEL 0.5GEL 1
Service Agency - SAFA / SA -  Booking---GEL 1

1. Free for clients with Active Account Service and Universal Active Account
2. By Internet banking service can only be paid all types of penatlies issued by the Patrol