If you have decided to buy, renovate or build a house, ProCredit Bank can offer you a housing loan with the lowest interest rate in the Georgian banking sector.

		Nominal	Effective
GEL*		from 7.5%	from 8.31%
USD		from 7 %	from 7.6%
EUR		from 5%	from 5.5%

* The interest rate is fixed for two years, and then it becomes a floating rate amounting to the applicable refinancing rate + 2%.

Housing loans are only available to borrowers with a stable income and savings, which makes up 20% of the total investment.

The maximum loan maturity is 144 months. Loans are disbursed in GEL, USD and EUR.

Loans must be secured by real property.

A ProCredit Bank mortgage loan is a good move!