Profit and Loss
Consolidated Statement of Comprehensive Income (Audited)
These statements have been prepared based on the Consolidated Financial Statements in accordance with IFRS, and is an integral part of it.
| CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME | 31 December, 2025 |
|---|---|
| GEL "000 | |
| Interest income | 146,339 |
| Interest expense | -71,318 |
| NET INTEREST INCOME | 75,021 |
| Reversal/(Charge) of impairment losses on loans | 6,113 |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN IMPAIRMENT | 81,134 |
| Fee and commission income | 30,056 |
| Fee and commission expenses | -13,711 |
| Fair value change of derivatives | 0 |
| Personnel expenses | -25,584 |
| Other administrative expenses | -40,368 |
| Other operating Income | 6,218 |
| Other operating expense | -5,518 |
| PROFIT BEFORE INCOME TAX | 32,227 |
| Income tax expense | -3,518 |
| Profit for the year | 28,709 |
| Other Comprehensive income for the year | 401 |
| PROFIT AND TOTAL COMPREHENSIVE INCOME FOR THE YEAR | 29,111 |