Service Fees
OPENING AND MAINTAINING ACCOUNT
| Opening and Maintaining Account | Branch | IB |
|---|---|---|
| Opening the first multi-currency current account | Free | - |
| Opening every additional multi-currency current account | GEL 10 | - |
| Account maintanance fee | In case of one multicurrency account –Gel 30; each next multicurrency account Gel 2 additionally | |
| Account statement | Issuing up to 2 year period statement once in a month - Free Issuing statement second time during a month - 20 Gel per year per request. Statement dated more than 2 years period – 20 Gel per year. Statement of closed account – 30 Gel per year | |
| Checkbook | GEL 50 | |
MONEY TRANSFERS
| Money Transfers | Branch | IB |
|---|---|---|
| Transfers in local currency | 0.3% min. GEL 15 | 0.07%, min. GEL 1 |
| Fast transfers in local currency up to 10 000 GEL / RTGS [1] | - | 0.1%, min. GEL 1 |
| Transfers among ProCredit Bank Georgia branches/Service Points | GEL 5 | Free |
| Transfers among Customer's accounts | Free | |
| USD | 0.3%, min. USD 25, max. USD 500 | 0.16 % min.USD 12, max. USD 500 |
| EUR | 0.3%, min. EUR 25, max. EUR 500 | EUR 8 |
| GBP / CHF | 0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency | 0.2 %, min. EUR 20, max. EUR 500 or equivalent amount in the transfer currency |
| RUB | 0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency | 0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency |
| CNY | - | CNY 100 |
| Utility and Other Payments | According to established tariffs (see Utility & Other Payments) | |
| Transfers in a foreign currency with the guarantee of full ammount being credited to the beneficiary's account | Branch | IB |
| USD | USD 25 added to the transfer fee | |
| EUR | 0.3%, min. EUR 50, max. EUR 500 | If the recipient country is Germany - EUR 12. For other country's - EUR 20 |
| GBP / CHF | 0.3%, min. EUR 50, max. EUR 500, or equivalent amount in the transfer currency | 0.2 %, min. EUR 45, max. EUR 500 or equivalent amount in the transfer currency |
| RUB | EUR 25 added to the transfer fee | |
| CNY | - | CNY 170 |
| ProPay Transfers2 | Branch | IB |
| USD | USD 8 | USD 5 |
| EUR | EUR 8 | EUR 2.5 |
| 1.Accelerated transfers in the national currency shall only be carried out through Internet Banking. 2.Transfers are possible if the recipient bank is a ProCredit Bank in one of the following countries: Bulgaria, Albania, Bosnia, Kosovo, Macedonia, Romania, Serbia, Moldova, Ukraine, Germany. | ||
SEARCH / CHANGES / CANCELLATION FOR TRANSFER
| Search/Changes/Cancelation for transfer | Branch | IB |
|---|---|---|
| Domestic money transfer | Free | |
| USD/RUR | USD 50 or equivalent in transfer currency | |
| CNY | 300 CNY | |
| EUR and other currencies | EUR 50 or equivalent in transfer currency | |
CASH OPERATIONS
| Cash Operations | Branch | 24/7 Self-Service Zone |
|---|---|---|
| Cash withdrawal from an account 1 | ||
| GEL | 0.4% min 2 GEL | 0.2% min 0.2 GEL |
| Foreign currency withdrawal | 0.6% min 2 in same currency | 0.3 % min 0.5 in same currency |
| Cash deposition into an account | ||
| GEL | Free | Free |
| USD / EUR | 0.2% | Free |
| RUB | Negotiable with Treasury and Cash Management Unit | - |
| Other currencies | Free | - |
| Replacement of USD and EUR damaged banknotes | 3% | - |
| Conversion Operations any currency pairs | Commercial Rate of ProCredit Bank | |
| Cash collection 2 | 0.2 % (minimum GEL 30) + GEL 3/km/or negotiable | |
| 1. Cash withdrawal is free of charge within the cash limit (cash balance); in addition, cash withdrawal covering 2 units is also free of charge. 2. The distance used to calculate the charge is the one-way distance from the Bank’s Central Branch and the destination | ||
DOCUMENTARY OPERATIONS
For the detailed information, please contact ProCredit Bank's Contact Centre 220 22 22.
INTERNET BANKING
| Internet-Banking Service | ||
|---|---|---|
| Standart package | ||
| Standart package registration | - | |
| Monthly service fee | - | |
| Full package | ||
| Registration TAN generation device/facility | ||
| SMS CODE | Free | |
| Mobile Token | GEL 10 1 | |
| Digipass | GEL 40 2 | |
| Monthly service fee | ||
| With one different TAN generation device 3 | Free | |
| With two or more similar TAN generation devices 4 | GEL 1.5 | |
| Transfer Limits | ||
| Limit per transfer by SMS CODE | GEL 10 000 or equivalent amount in foreign currency | |
| Limit per day's transfers by SMS CODE | GEL 20 000 or equivalent amount in foreign currency | |
| Limit per transfer by other device | Without limit | |
| Issuance of a New DigiPass if the old one is lost/damaged 5 | GEL 40 | |
| 1. First Mobile Token registration is free. 2. First DigiPass registration is free. 3. For example: the client has one SMS code and/or one Mobile Token and/or one DigiPass. 4. For example: the client has two or more SMS codes and/or two or more Mobile Tokens, etc. 5. Free of charge to replace a DigiPass if it is not damaged and the period after its registration date does not exceed 2 (two) years | ||
Plastic Cards
| Type of service | Card Type | ||
|---|---|---|---|
| VISA Business | Deposit Card | ||
| Term of validity (years) | 3 | 2 | |
| Price for card | private individual | 140 GEL 12 (Onetime) | - |
| Legal Entities | 60 GEL 13 (per year) | 20 GEL 4 (Onetime) | |
| GEL Withdrawal from a ProCredit Bank Georgia | ATM | 0.2 % min 0.2 GEL 5 | - |
| POS | 0.3 % min 0.5 GEL | - | |
| USD withdrawal from a ProCredit Bank Georgia | ATM | 0.3 % min 0.5 USD 5 | - |
| POS | 0.6 % min 0.5 USD | - | |
| EUR withdrawal from a ProCredit Bank Georgia | ATM | 0.3 % min 0.5 EUR 5 | - |
| POS | 0.6 % min 0.5 EUR | - | |
| Cash withdrawal from a non-ProCredit Bank ATM in Georgia | 2 % min 3 USD | - | |
| Cash withdrawal from an ATM abroad | 2 % min 3.5 USD | - | |
| Cash withdrawal from a non-ProCredit Bank POS in Georgia | GEL | 2 % min 3 USD | - |
| USD / EUR | 2 % min 3 USD | - | |
| Cash withdrawal from a POS abroad | 2 % min. 3.5 USD | - | |
| Card-based payment transaction fee | Free | - | |
| Cash deposits via ProCredit Bank Georgia ATM | Free | Free | |
| Minimum balance requirement | No | No | |
| A daily quanitative limit for transactions executed through ATM 6 | 20 | - | |
| A daily quanitative limit for transactions executed through POS terminal/Internet 7 | 25 | - | |
| A daily quanitative limit for cash deposit transactions executed through ProCredit Bank ATM | 20 | 20 | |
| Cash withdrawal daily limit at an ATM | ATM / Universal ATM | GEL 10,000 equivalent | - |
| ATM Universal + | GEL 50,000 equivalent | - | |
| The daily limit for card payment transaction (including the cash withdrawal from POS terminals) | GEL 30,000 equivalent | - | |
| The one-time limit for payment operation without Pin in ProCredit Bank's Pos-Terminals for contactless cards 8 | GEL 50 equivalent | - | |
| The daily limit for contactless cards payment operations without Pin | GEL 500 equivalent | - | |
| Cash deposit limit via ATM | Universal ATM | GEL 20,000 equivalent | GEL 20,000 equivalent |
| ATM Universal + | GEL 50,000 equivalent | GEL 50,000 equivalent | |
| ATM cash withdrawal limit change (increase /decrease). Maximum term 1 month (X limit is given in GEL) | ATM/Universal ATM | Free of charge for one day 5 000 ≤ X ≤ 10 000 Free 10 000 < X ≤ 30 000 20 GEL 30 000 < X ≤ 50 000 30 GEL | - |
| ATM Universal + | 5 000 ≤ X ≤ 50 000 Free | - | |
| ATM cash deposit limit change (increase / decrease). (X limit is given in GEL). Maximum term 7 days | Universal ATM / ATM Universal + | 50 000 < X ≤ 300 000 Free | 50 000 < X ≤ 300 000 Free |
| Change of the limit for card payments Maximum term 1 month (X limit is given in GEL) | 30 000 ≤ X ≤ 50 000 30 GEL | - | |
| Change of the daily limit of payment operations for contactless cards without Pin. Maximum amount 500 GEL; maximum term 1 month | Free | - | |
| Change Card's Pin-Code | 1 GEL | 1 GEL | |
| Daily penalty for unauthorized overdraft | 0.15% | - | |
| Card blockage (in local network) | Free | Free | |
| Putting the card on an international stop-list 9 | 50 USD | - | |
1. One VISA business card is free of charge for business client account holders.
2. Only for individual entrepreneurs falling within business category.
3. Client pays 1 years fee at the moment of ordering the card, the commission for next
4. Two deposit cards are free of charge for business client account holders.
5. Cash withdrawal is free of charge:
within the cash limit (cash balance)*;
For clients holding active and passive accounts. years will be taken at the beginning of each year.
6.Transactions include: cash withdrawal, checking of the balance, printing out of account statement.
7. Transactions include: cash withdrawal, checking of the balance, purchase, purchase in internet.
8. For different Banks Pos-Terminals the One-time limit is different. In case of Georgian Banks - maximum of 50 Gel.
9. Putting a card on international stop-list will case full blockage of the card. A plastic card is put on the list according to a specific region (e.g. Europe, USA/Canada, Africa) for a two-week period.
ADDITIONAL SERVICES
| Additional Service | Branch | IB |
|---|---|---|
| Issuing information from Archive | One transaction day documents for clients with accounts - GEL 10; for clients with closed accounts - GEL 30 | - |
| Printing out and issue of documens from the program | 10 documents per month are free, GEL 0.50 for each subsequent document | Free |
| Issuing a Telephone Pin Code | Free | - |
| Issuing a standard certificate | GEL 10 | Free |
| Issuing nonstandard certificate; Issuing certificate for closed accounts | GEL 30 | - |
| Postage | Actual expenses | - |
| Escrow Account Service | Business Client Account Service | |
| Escrow Account Service Fee | 0.1 % min GEL 100 max GEL 5000 | |
| Acquiring | Business Client Account Service | |
| Commission fee from every transaction, performed with a plastic card on POS terminals of JSC "ProCredit Bank Georgia" at the Client's sales/service outle | On every transaction performed with a card issued by JSC "ProCredit Bank Georgia" - 1.7% of the transaction amount | |
| On every transaction performed with a card issued by other issuing bank - 2.5% of the transaction amount | ||
| SMS Service | Branch | IB |
| SMS Service registration | Free | |
| SMS Service Monthly Fee | GEL 1 1 | |
| Standing Orders | Branch | IB |
| Registration of Standing Orders | Free | |
| Standing Order service monthly fee | Free | |
| 1. Free for one subscriber (one mobile number). | ||