Standard Service Fees

MONEY TRANSFERS

Money Transfers	Universal Active Account / Active Account Service		Standard Account Service
Money Transfers		Branch	IB	Branch	IB
Transfers in local currency	0.15% min. GEL 6	Free	0.15% min. GEL 6	0.07%, min. GEL 1
Fast transfers in local currency up to 10 000 GEL / RTGS ¹	-	Free	-	0.1%, min. GEL 1
Transfers among ProCredit Bank Georgia branches/Service Points	GEL 2	Free	GEL 2	Free
Transfers among Customer's accounts	Free
USD	0.3%, min. USD 25, max. USD 500	0.16 % min.USD 12, max. USD 150	0.3%, min. USD 25, max. USD 500	0.16 % min.USD 12, max. USD 150
EUR	0.3%, min. EUR 25, max. EUR 500	EUR 8	0.3%, min. EUR 25, max. EUR 500	EUR 8
GBP / CHF	0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency	0.2 %, min. EUR 20, max. EUR 150 or equivalent amount in the transfer currency	0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency	0.2 %, min. EUR 20, max. EUR 150 or equivalent amount in the transfer currency
RUB	0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency	0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency	0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency	0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency
Utility and Other Payments	-	Free	-	According to established tariffs (see Utility & Other Payments)
Transfers in a foreign currency with the guarantee of full ammount being credited to the beneficiary's account	Active Account Service		Standard Account Service
	Branch	IB	Branch	IB
USD	USD 25 added to the transfer fee
EUR	0.3%, min. EUR 50, max. EUR 500	If the recipient country is Germany - EUR 12. For other country's - EUR 20	0.3%, min. EUR 50, max. EUR 500	If the recipient country is Germany - EUR 12. For other country's - EUR 20
GBP / CHF	0.3%, min. EUR 50, max. EUR 500, or equivalent amount in the transfer currency	0.2 %, min. EUR 45, max. EUR 500 or equivalent amount in the transfer currency	0.3%, min. EUR 50, max. EUR 500, or equivalent amount in the transfer currency	0.2 %, min. EUR 45, max. EUR 500 or equivalent amount in the transfer currency
RUB	EUR 25 added to the transfer fee
ProPay Transfers ²	Active Account Service		Standard Account Service
ProPay Transfers ²	Branch	IB	Branch	IB
USD	USD 8	Free	USD 8	USD 5
EUR	EUR 8	Free	EUR 8	EUR 2.5
1. Accelerated transfers in the national currency shall only be carried out through Internet Banking. 2. Transfers are possible if the recipient bank is a ProCredit Bank in one of the following countries: Bulgaria, Albania, Bosnia, Kosovo, Macedonia, Romania, Serbia, Moldova, Ukraine, Germany.

SEARCH/CHANGES/CANCELATION FOR TRANSFERS

Search/Changes/Cancelation for transfer	Universal Active Account / Active Account Service		Standard Account Service
Search/Changes/Cancelation for transfer		Branch	IB	Branch	IB
Domestic money transfer	Free
USD/RUR	USD 50 or equivalent in transfer currency
EUR and other currencies	EUR 50 or equivalent in transfer currency

CASH OPERATIONS

Cash Operations	Universal Active Account / Active Account Service		Standard Account Service
Cash Operations		Branch	24/7 Self-Service Zone	Branch	24/7 Self-Service Zone
Cash withdrawal from an account ¹
GEL	0.6% min 2 GEL	Free	0.6% min 2 GEL	0.2 % min 2 GEL
Foreign currency withdrawal	0.6% min 2 in same currency	Free	0.6% min 2 in same currency	0.3 % min 0.3 in same currency
Cash deposition into an account
GEL	Free	Free	Free	Free
USD/EUR	0.2%	Free	0.2%	Free
RUB	Negotiable with Treasury and Cash Management Unit	-	Negotiable with Treasury and Cash Management Unit	-
Other currencies	Free	-	Free	-
Replacement of USD and EUR damaged banknotes	3%	-	3%	-
Conversion Operations any currency pairs	Commercial Rate of ProCredit Bank
Cash collection ²	0.2 % (minimum GEL 30) + GEL 3/km/or negotiable
1. Cash withdrawal is free: of charge within the cash limit (cash balance)*; Also within 2 currency unit; Cash withdrawal from the old-type savings deposit. 2. The distance used to calculate the charge is the one-way distance from the Bank’s Central Branch and the destination

PROCREDIT BANK PLASTIC CARD

Plastic Card		Card Type
Plastic Card		Type of service		MasterCard Debit FlexCard Active	Pay Sticker
Term of validity (years)		3	2
Price for card	private individual	60 GEL ¹ (Onetime)	20 GEL ² (Onetime)
Withdrawal from a ProCredit Bank Georgia	ATM	free
Withdrawal from a ProCredit Bank Georgia	POS	free
Cash withdrawal from a non-ProCredit Bank in Georgia	ATM	1% min 1 GEL equivalent. The first three withdrawals a month are free of charge.
Cash withdrawal from a non-ProCredit Bank in Georgia	POS	2% min 6 GEL
Cash withdrawal from abroad	ATM	2% min 3 USD
Cash withdrawal from abroad	POS	2% min 6 USD
Card-based payment transaction fee		Free	Free
Cash deposits via ProCredit Bank Georgia ATM		Free
Minimum balance requirement		No	No
A daily quanitative limit for transactions executed through ATM ³		10
A daily quanitative limit for transactions executed through POS terminal/Internet ⁴		20	20
A daily quanitative limit for cash deposit transactions executed through ProCredit Bank ATM		10
Cash withdrawal daily limit at an ATM	ATM / Universal ATM	GEL 5,000 equivalent
Cash withdrawal daily limit at an ATM	ATM Universal +	GEL 30,000 equivalent
The daily limit for card payment transaction (including the cash withdrawal from POS terminals)		GEL 15,000 equivalent	GEL 5,000 equivalent
The one-time limit for payment operation without Pin in ProCredit Bank's Pos-Terminals for contactless cards ⁵		GEL 50 equivalent	GEL 50 equivalent
The daily limit for contactless cards payment operations without Pin		GEL 500 equivalent	GEL 500 equivalent
Cash deposit limit via ATM	Universal ATM	GEL 20 000 equivalent
Cash deposit limit via ATM	ATM Universal +	GEL 50 000 equivalent
ATM cash withdrawal limit change (increase /decrease). Maximum term 1 month (X limit is given in GEL)	ATM /Universal ATM	Free of charge for one day 2 500 ≤ X ≤ 5 000 Free 5 000 < X ≤ 10 000 10 GEL 10 000 < X ≤ 30 000 20 GEL 30 000 < X ≤ 50 000 Free
	ATM Universal +	Free of charge for one day 2 500 ≤ X ≤ 30 000 Free 30 000 < X ≤ 50 000 30 GEL
ATM cash deposit limit change (increase / decrease). (X limit is given in GEL). Maximum term 7 days	Universal ATM / ATM Universal +	50 000 < X ≤ 300 000 Free
Change of the limit for card payments Maximum term 1 month (X limit is given in GEL)		15 000 ≤ X ≤ 30 000 20 GEL 30 000 < X ≤ 50 000 30 GEL
		15 000 ≤ X ≤ 30 000 20 GEL 30 000 < X ≤ 50 000 30 GEL
Change of the daily limit of payment operations for contactless cards without Pin. Maximum amount 500 GEL; maximum term 1 month		Free	Free
Change Card's Pin-Code		1 GEL	1 GEL
Daily penalty for unauthorized overdraft		0.15%	0.15%
Card blockage (in local network)		Free	Free
Putting the card on an international stop-list ⁶		50 USD
Cash withdrawal from any other bank card with ProCredit Bank POS terminal	1% min 2,5 USD
Cash withdrawal in ProCredit Bank ATMs of Georgia with the card not issued on the territory of Georgia	EUR 8 (eq.in other currency)
One-time cash withdwaral limit in ProCredit Bank's ATMs with any other bank card	500 GEL/USD/EUR

1. One active VISA Classic FlexCard is free of charge for active account holder.
2. One active MasterCard Debit FlexCard is free of charge for clients with Active Account Service and Universal Active Account.
3. Transactions include: cash withdrawal, checking of the balance, printing out of account statement.
4. Transactions include: cash withdrawal, checking of the balance, printing out of account statement.
5. The one-time limit for payment operation without Pin in ProCredit Bank's Pos-Terminals for contactless cards
6. Putting a card on international stop-list will case full blockage of the card. A plastic card is put on the list according to a specific region (e.g. Europe, USA/Canada, Africa) for a two-week period.

INTERNET BANKING

Internet-Banking Service	Universal Active Account / Active Account Service	Standard Account Service
Standart package
Standart package registration	-	Free
Monthly service fee	-	Free
Full package
Registration TAN generation device/facility
SMS CODE	Free	Free
Mobile Token	GEL 5	GEL 5
Digipass	GEL 40	GEL 40
Monthly service fee
With one different TAN generation device	Free	GEL 1.5
With two or more similar TAN generation devices	GEL 1.5	Free
Transfer Limits
Limit per transfer by "SMS CODE"	GEL 10 000 or equivalent amount in foreign currency
Limit per day's transfers "SMS CODE"	GEL 20 000 or equivalent amount in foreign currency
Limit per transfer by other device	Without limit
Daily limit for utility and other payments for a standard package	GEL 1000
Issuance of a New DigiPass if the old one is lost/damaged	GEL 40

SMS SERVICE

SMS Service	Universal Active Account / Active Account Service		Standard Account Service
SMS Service		Branch	IB	Branch	IB
SMS Service registration	Free		Free
SMS Service Monthly Fee	GEL 1 ¹		GEL 1
1. Free for one subscriber (one mobile number).

STANDING ORDERS

Standing Orders	Universal Active Account / Active Account Service		Standard Account Service
Standing Orders		Branch	IB	Branch	IB
Registration of Standing Orders	Free		Free
Standing Order service monthly fee	Free		GEL 1

ADDITIONAL SERVICE

Additional Service	Universal Active Account / Active Account Service		Standard Account Service
Additional Service		Branch	IB	Branch	IB
Issuing information from Archive	One transaction day documents for clients with accounts - GEL 10; for clients with closed accounts - GEL 30	-	One transaction day documents for clients with accounts - GEL 10; for clients with closed accounts - GEL 30	-
Printing out and issue of documens from the program	10 documents per month are free, GEL 0.50 for each subsequent document	Free	10 documents per month are free, GEL 0.50 for each subsequent document	Free
Issuing a Telephone Pin Code	Free	-	Free	-
Issuing a standard certificate	GEL 10	Free	GEL 10	Free
Issuing nonstandard certificate; Issuing certificate for closed accounts	GEL 30	-	GEL 30	-
Postage	Actual expenses	-	Actual expenses	-
Escrow Account Service	Active Account Service		Standard Account Service
Escrow Account Service Fee	1 % min GEL 100 max GEL 5000
Acquiring	Active Account Service		Standard Account Service
Commission fee from every transaction, performed with a plastic card on POS terminals of JSC "ProCredit Bank Georgia" at the Client's sales/service outle	On every transaction performed with a card issued by JSC "ProCredit Bank Georgia" - 1.7% of the transaction amount
	On every transaction performed with a card issued by other issuing bank - 2.5% of the transaction amount

All necessary details for the performance of payment orders

UTILITY AND OTHER PAYMENTS

UTILITY AND OTHER PAYMENTS	Internet Banking ¹	Pay Box
UTILITY PAYMENTS
ELECTRICITY
Telasi	GEL 0.5	GEL 0.5
ENERGO-PRO GEORGIA	GEL 0.5	1.8% min GEL 0.5, max GEL 3
WATER
Tbilisi Water	GEL 0.5	GEL 0.5
Rustavi Water	GEL 0.5	GEL 0.5
United Water	GEL 0.5	GEL 0.5
Batumi Water	GEL 0.5	GEL 0.5
CLEANING
Cleaning Tbilisi	GEL 0.5	GEL 0.5
ENERGO-PRO Cleaning	GEL 0.5	1.8% min GEL 0.5, max GEL 3
ENERGO-PRO Batumi Cleaning	GEL 0.5	1.8% min GEL 0.5, max GEL 3
ENERGO-PRO Zugdidi Cleaning	---	1.8% min GEL 0.5, max GEL 3
Khashuri Cleaning	GEL 0.5	GEL 0.5
ENERGO-PRO Ozurgeti Cleaning	---	1.8% min GEL 0.5, max GEL 3
Kutaisi Municipality Cleaning	GEL 0.5	---
NATURAL GAS
KazTransGaz-Tbilisi	GEL 0.5	GEL 0.5
Varketili Gas	GEL 0.5	GEL 0.5
Didi dighomi Gas	GEL 0.5	GEL 0.5
Mukhiani Gas	GEL 0.5	GEL 0.5
Telav Gas	GEL 0.5	GEL 0.5
KAMARI M	GEL 0.5	GEL 0.5
Socar Georgia Gas	GEL 0.5	GEL 0.5
JSC.Saqorggas (Akhaltsikhe)	GEL 0.5	---
MOBILE OPERATORS
Magti, Geocell, Beeline	4% max GEL 2	Free
GLOBALSCELL	4% max GEL 2	3%
GEOINTERCOM (GOSIM)	4% max GEL 2	---
GSM TRAVEL TELECOM (GOODLINE)	4% max GEL 2	Free
TELECOMMUNICATION, INTERNET,TELEPHONE
TELEPHONE
Silknet	GEL 0.5	GEL 0.5
Akhali kselebi, Akhteli	GEL 0.5	GEL 0.5
Magti Fix - Phone	4% max GEL 2	4%
Caucasus Online (807)	Free	GEL 0.5
JSC MagtiCom _VOIP (20,42,48,50,97 index)	Free	GEL 0.5
Global Erty	GEL 0.5	GEL 0.5
Rustavi Telephone payments, (Georgian Central Corporation of Telecommunication CGC)	GEL 0.5	GEL 0.5
Lagi	---	Free
Service 869	---	1%
INTERNET
Caucasus Online (DSL, Caucasus Link, CANOPY )	Free	GEL 0.5
JSC MagtiCom	Free	GEL 0.5
Magti Fix - EVDO	4% max GEL	4%
Silknet	GEL 0.5	GEL 0.5
Rustavi Telephone payments	GEL 0.5	GEL 0.5
AirNet	---	GEL 1
Globalcom	---	Free
Pay net - (Ltd Intelcom Group)	---	GEL 0-20 - GEL 0.5 GEL 20.01-1000 - GEL 1
ServiceNet	GEL 0.5	1 %
Delta Net	---	Free
ExtraNet	---	1 %
MicroNet	---	1 %
Maximal	---	Free
TELECISION
Super TV	GEL 0.5	GEL 0.5
Global TV	GEL 0.5	2%
Silk TV and Silk Walet	GEL 0.5	GEL 0.5
Caucasus TV	GEL 0.5	GEL 0.5
Rustavi Telephone payments	GEL 0.5	GEL 0.5
7 CHANNEL	GEL 0.5	GEL 0.5
G N N	GEL 0.5	GEL 0.5
Black-Sea SAT	GEL 0.5	GEL 0.5
Kvemo Kartli TV-Radio company	GEL 0.5	Free
Didgori TV Payments	---	1 %
Studia TV (TV Payments)	---	1 %
Magti SAT (Instalation, Maintenance, one time service fee)	4% max GEL 2	Free
OTHER PAYMENTS
INTERNET SERVICE, COMMERCE, POSTAL SERVICE
INTERNET SERVICE
Serv.ge	---	1%
Myvideo.ge	---	1%
Myvideo.ge	---	4%
COMMERCE
Emoney	Free	Free
Unipay	Free	1%
VoVoVo.ge	GEL 0.5	1%
HotSale.ge	---	Free
Swoop	---	Free
Myauto	Free	Free
MyMarket	Free	Free
POSTAL SERVICE
USA2Georgia	GEL 0.5	GEL 1
Amanati + product fee	GEL 0.5	GEL 1
Amanati+ transportation fee	GEL 0.5	GEL 1
Gekostar - ASIAPARCEL product fee	GEL 0.5	GEL 1
VoVoVo.ge	---	1%
Getit.ge	---	---
Kamex	---	1%
Express line service	---	GEL 1
Georgian Post Service	---	---
NEW LINE	GEL 0.5	GEL 1
LTD "Postalon"	GEL 0.5	---
BUDGET FEES AND PENALTIES
Tbilisi Transport Company (Parking)	GEL 1	GEL 1
Tbilisi Transport Company (Penalty ticket service fee)	GEL 1	GEL 1
Batumi Parking (Parking Payments)	GEL 1	GEL 1
Administrative penalty fees	GEL 1 ²	GEL 1
CHARITY
Poti and Khobi Monastry	---	Free
Charity foundation "Iavnana"	---	Free
The foundation for the aid of prisoners and their families	---	Free
Manuscript national burro	---	Free
OTHER PAYMENTS
Oriflame	---	Free
Faberlic	---	---
GPI Holding	GEL 0.5	GEL 0.5
Security Police 125	---	GEL 1
Georgian Revenue Service	GEL 1	---
Georgian Service Network	GEL 1	---
Nova Technology	---	---
Confirming blank for Loss of the damage or the amount of payment in the form of collateral	---	---
Services provided by the National Registry of Public Registry	---	GEL 1
The service provided by the Agency of Civil Registry	GEL 1	GEL 1
International Black Sea University	GEL 0.5	1.5%
Georgian Technical University	GEL 0.5	1.5%
Samtskhe Javakheti State Teaching University	GEL 0.5	---
Caucasus University	GEL 0.5	---
UNISON	GEL 0.5	GEL 0.5
Levan Samkharauli National Forensics Bureau	GEL 1	GEL 1
Imedi L	GEL 0.5	GEL 1
National Foof Agency	GEL 0.5	GEL 1
Service Agency - SAFA / SA - Booking	---	GEL 1

1. Free for clients with Active Account Service and Universal Active Account
2. By Internet banking service can only be paid all types of penatlies issued by the Patrol